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I see a lot of people going back to the old www . bankwebsite . com.
Phone apps are just modern toolbars.
And in case you forgot that scourge:
can’t use app if you use custom rom to get updates
can’t use app if you don’t have updates
That will mean that they’ll be able to sell more phones because people won’t be able to run the bank app on a older machine?
This will limit phones without longterm software support. The ones which don’t provide decent enough software support will be left in the dust.