This is mostly an IOPS dependent answer. Do you have multiple hot services constantly hitting the disk? If so, it can be advantageous to split the heavy hitters across different disk controllers, so in high redundancy situations that means different dedicated pools. If it’s a bunch of services just reading, filesystems like ZFS use caching to almost completely eliminate disk thrashing.
I use Actual and my solution is to just report the differences in investments value at the end of each week as a transaction. It’s not great but it affords me an opportunity to see trends in a different way and make adjustments feeling a little more informed. I even put my car in and just check KBB every year and update it. Helps with the year end net worth evaluation though it’s not the most flexible.
What are the features you need from your host? If it’s just remote syncing, why not just make a small Debian system and install git on it? You can manage security on the box itself. Do you need the overhead of gitlab at all?
I say this because I did try out hosting my own GitLab, GitTea, Cogs, etc and I just found I never needed any of the features. The whole point was to have a single remote that can be backed up and redeployed easily in disaster situations but otherwise all my local work just needed simple tracking. I wrote a couple scripts so my local machine can create new repos remotely and I also setup ssh key on the remote machine.
I don’t have a complicated setup, maybe you do, not sure. But I didn’t need the integrated features and overhead for solo self hosting.
For example, one of my local machine scripts just executes a couple commands on the remote to create a new folder, cd into it, and then run git init —bare then I can just clone the new project folder on the local machine and get started.
If you don’t need to host but can run locally, GPT4ALL is nice, has several models to download and plug and play with different purposes and descriptions, and doesn’t require a GPU.
I love Actual. It’s fantastic and easy to use. I use off-budget accounts and weekly / monthly reconciliation just to keep the general value of these accounts at stable intervals.
I have a slight bone to pick with the PWA version of the site though. After a couple months of using the PWA front end to keep my budget and transactions accurate manually, I opened the site on my desktop browser and it completely lost all that work due to a sync issue. Apparently the PWA for weeks had not remained in sync and so all manual entries were not making back to the server. But the app works so well I never noticed because it kept just working. Supposedly there’s an alert saying it’s not synced with the server but it’s not prominent enough. So if you use that feature (the PWA) then be sure it’s syncing often.